Loan Management Software
One lending platform for the whole book — application, KYC, sanction, disbursement, EMI collection and recovery — configured for the loan products you actually run, across every branch, on one ledger.
- 6 loan products — education, home, gold, vehicle, consumer and property/mortgage, each configured separately
- 12 platform capabilities — branches, users, print forms, compliance reports, analytics and more
- Setup, migration and training handled by our team before you go live
Six lending products, one platform
Each product below has its own sanction rules, documentation and repayment behaviour — and its own page with the detail. They run on the same system, so a borrower with two loans sits in one record and one set of books.
Education Loan Software
Course-linked disbursement, moratorium handling, co-applicant and guarantor records, and repayment that starts when the course ends.
Home Loan Software
Long-tenure amortisation, part-disbursement against construction stages, property and title records, and prepayment handling.
Gold Loan Software
Ornament weight and purity records, appraiser entries, loan-to-value limits, renewal and auction tracking, and vault movement logs.
Vehicle Loan Software
Vehicle and hypothecation details, dealer and RTO records, insurance renewal tracking, and EMI schedules tied to the asset.
Consumer Loan Software
Short-tenure personal and consumer durable lending with quick sanction workflow, small-ticket EMI schedules and collection follow-up.
Property & Mortgage Loan Software
Loan against property with valuation records, charge and security documentation, and long-tenure repayment schedules.
What the system does, end to end
Every stage below posts to the same ledger. A payment collected in the field and a sanction made at head office land in the same books, on the same day.
Application & onboarding
- Capture applicant, co-applicant and guarantor details
- Attach documents against the file
- Track the application through each stage
KYC & verification
- Record identity and address proofs
- Keep verification status on the borrower record
- Flag incomplete files before sanction
Sanction & documentation
- Sanction workflow with approval levels
- Generate agreements and sanction letters
- Record security and charge details
Disbursement
- Full or staged disbursement
- Post disbursement straight to the ledger
- Print receipts and disbursement vouchers
Repayment & collections
- EMI schedules generated per loan
- Branch, field and online collection
- Automated EMI reminders by SMS
Overdue & recovery
- Overdue tracking with ageing
- Penal interest applied automatically
- Recovery follow-up against each account
What each part actually does
These run across every loan product on the platform — the same branch controls, the same user rights, the same reports, whichever product you start with.
Create and manage multiple branches
- Open branch-wise accounts
- Generate detailed reports
- Manage disbursements with ease
Multiple user control
- Create unlimited users
- Manage user rights
- Ensure secure access
Manage multiple loan types
- Gold loans
- Property loans
- Loans against deposits
Customizable print forms
- Generate customizable forms
- Print receipts
- Create agreements
Statutory compliance reports
- Auto-generate RBI reports
- Follow Companies Act guidelines
Holiday calendar & IP binding
- Configure holiday calendars specific to branches
- Restrict logins to specific IP addresses
- Enhance data security during holidays
User activity logs
- Monitor activities performed by any user
- Improve accountability with detailed logs
- Detect and trace unauthorized actions
SMS notifications
- Send automated alerts for account activities
- Notify customers about EMI deadlines
- Send personalized greetings for special occasions
Advanced analytics
- Gain insights into performance metrics
- Create customizable dashboards
- Identify trends for better decision-making
Multi-tier access control
- Define roles with specific access levels
- Secure sensitive data with tiered permissions
- Ensure compliance with organizational policies
Real-time notifications
- Get instant updates on key activities
- Reduce delays with actionable alerts
- Improve user engagement with timely prompts
Customizable print forms and receipts
- Match your existing formats
- Print at the branch counter
- Reprint from any past transaction
If you are a regulated entity, start here instead
Lending inside a Nidhi, a co-operative or an NBFC-MFI carries its own reporting and member rules. These are built for that.
Nidhi Management Software
Members, share capital, deposits and loans for a Nidhi company, with the RBI and Companies Act reporting a Nidhi has to file.
Micro Finance Software
Group lending, centre meetings and field collection for microfinance operations, with the agent app your collection staff use daily.
Credit & Thrift Society Software
Member deposits, thrift accounts and loans for credit co-operative societies, with society-specific registers and reports.
Core Banking System
Full core banking for a larger deployment — CASA, term deposits, lending and reporting on a single core.
From demo to go-live
Live demo
A walkthrough on your own scenarios, using your data and your workflow.
Configure
We set up your structure, roles and formats before you touch it.
Migrate your data
Existing records brought across and reconciled against your current books.
Train your team
Sessions for each role that will use the system day to day.
Go live
Cutover with support on hand, then ongoing help as you settle in.
What it costs
- Full platform access — every module listed above
- Configuration & data migration from your existing records
- Staff training for each role that uses the system
- Ongoing support after go-live
Frequently asked
Can we start with one loan product and add others later?
How long does implementation take?
Can you move our existing data across?
Is it cloud-based or installed on our own server?
Do you train our staff?
Other systems we build
Same platform, same setup and training, configured for a different job.
See it running on your own numbers
A live walkthrough with your data and your workflow — no obligation, no jargon.