Gold Loan Management Software
Gold loans from appraisal to release — ornament weight and purity records, loan-to-value limits, renewal and auction tracking, and a vault movement log that ties every packet to a loan account.
Product walkthrough
Built around the pledge, not just the loan
In gold lending the security sits in your vault, so the record of the ornament matters as much as the record of the loan. Every packet is tied to an account, a weight, a purity and a location.
Appraisal and pledge entry
- Record ornament count, gross and net weight
- Capture purity and appraiser details
- Photograph and tag the packet
Loan-to-value control
- Set LTV limits by scheme
- Value against your own rate of the day
- Block sanctions that breach the limit
Vault and packet movement
- Log every movement in and out
- Tie each packet to its loan account
- Reconcile vault holdings against the book
Interest, renewal and closure
- Interest accrual by scheme
- Renewal and part-release handling
- Release entry on closure with signature
Overdue and auction
- Overdue tracking with ageing
- Notice generation before auction
- Record auction outcome against the account
Verification built in
- Aadhaar and PAN verification
- CIBIL score check and upload
- Payment gateway and QR code payment
What it does
AEPS Facility
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What each part actually does
Create and Manage Multiple Branches
- Open branch-wise accounts
- Generate detailed reports
- Manage disbursements with ease
Multiple User Control
- Create unlimited users
- Manage user rights
- Ensure secure access
Manage Multiple Deposit Types
- Saving accounts
- Fixed deposits
- Recurring deposits
- MIS accounts
Manage Multiple Loan Types
- Gold loans
- Property loans
- Loans against deposits
Customizable Print Forms
- Generate customizable forms
- Print receipts
- Create agreements
Statutory Compliance Reports
- Auto-generate RBI reports
- Follow Companies Act guidelines
Holiday Calendar & IP Binding
- Configure holiday calendars specific to branches
- Restrict logins to specific IP addresses
- Enhance data security during holidays
User Activity Logs
- Monitor activities performed by any user
- Improve accountability with detailed logs
- Detect and trace unauthorized actions
SMS Notifications
- Send automated alerts for account activities
- Notify customers about EMI deadlines
- Send personalized greetings for special occasions
Advanced Analytics
- Gain insights into performance metrics
- Create customizable dashboards
- Identify trends for better decision-making
Multi-Tier Access Control
- Define roles with specific access levels
- Secure sensitive data with tiered permissions
- Ensure compliance with organizational policies
Real-Time Notifications
- Get instant updates on key activities
- Reduce delays with actionable alerts
- Improve user engagement with timely prompts
Everything in the platform
Built-in checks and integrations
From demo to go-live
Live demo
A walkthrough on your own scenarios, using your data and your workflow.
Configure
We set up your structure, roles and formats before you touch it.
Migrate your data
Existing records brought across and reconciled against your current books.
Train your team
Sessions for each role that will use the system day to day.
Go live
Cutover with support on hand, then ongoing help as you settle in.
What it costs
- Full platform access — every module listed above
- Configuration & data migration from your existing records
- Staff training for each role that uses the system
- Ongoing support after go-live
Frequently asked
Does it keep a record of the ornaments themselves?
How long does implementation take?
Can you move our existing data across?
Is it cloud-based or installed on our own server?
What happens after go-live?
Other systems we build
Same platform, same setup and training, configured for a different job.
See it running on your own numbers
A live walkthrough with your data and your workflow — no obligation, no jargon.