Home Loan Software
Long-tenure home loans on one system — construction-linked disbursement, property and title records, amortisation over twenty years, prepayment handling and the reports your auditor asks for.
Product walkthrough
Built for long-tenure secured lending
A home loan runs for two decades, moves in stages, and sits against a property you have to keep records on. The system is built around that, not retrofitted from a short-term loan product.
Property and title records
- Record property details and valuation
- Keep title and charge documents on file
- Track insurance renewal on the security
Construction-linked disbursement
- Release against completion stages
- Record site inspection before each tranche
- Post every disbursement to the ledger
Long-tenure amortisation
- EMI schedules across the full tenure
- Handle rate changes mid-term
- Reschedule without losing history
Prepayment and foreclosure
- Accept part-prepayment against principal
- Recalculate the schedule automatically
- Generate foreclosure statements
Collections and overdue
- Automated EMI reminders by SMS
- Overdue tracking with ageing
- Penal interest applied automatically
Verification built in
- Aadhaar and PAN verification
- CIBIL score check and upload
- Bank statement analyser
What each part actually does
Create and Manage Multiple Branches
- Open branch-wise accounts
- Generate detailed reports
- Manage disbursements with ease
Multiple User Control
- Create unlimited users
- Manage user rights
- Ensure secure access
Manage Multiple Deposit Types
- Saving accounts
- Fixed deposits
- Recurring deposits
- MIS accounts
Manage Multiple Loan Types
- Gold loans
- Property loans
- Loans against deposits
Customizable Print Forms
- Generate customizable forms
- Print receipts
- Create agreements
Statutory Compliance Reports
- Auto-generate RBI reports
- Follow Companies Act guidelines
Holiday Calendar & IP Binding
- Configure holiday calendars specific to branches
- Restrict logins to specific IP addresses
- Enhance data security during holidays
User Activity Logs
- Monitor activities performed by any user
- Improve accountability with detailed logs
- Detect and trace unauthorized actions
SMS Notifications
- Send automated alerts for account activities
- Notify customers about EMI deadlines
- Send personalized greetings for special occasions
Advanced Analytics
- Gain insights into performance metrics
- Create customizable dashboards
- Identify trends for better decision-making
Multi-Tier Access Control
- Define roles with specific access levels
- Secure sensitive data with tiered permissions
- Ensure compliance with organizational policies
Real-Time Notifications
- Get instant updates on key activities
- Reduce delays with actionable alerts
- Improve user engagement with timely prompts
Built-in checks and integrations
From demo to go-live
Live demo
A walkthrough on your own scenarios, using your data and your workflow.
Configure
We set up your structure, roles and formats before you touch it.
Migrate your data
Existing records brought across and reconciled against your current books.
Train your team
Sessions for each role that will use the system day to day.
Go live
Cutover with support on hand, then ongoing help as you settle in.
What it costs
- Full platform access — every module listed above
- Configuration & data migration from your existing records
- Staff training for each role that uses the system
- Ongoing support after go-live
Frequently asked
Can it handle a change in interest rate part-way through the loan?
How long does implementation take?
Can you move our existing data across?
Is it cloud-based or installed on our own server?
What happens after go-live?
Other systems we build
Same platform, same setup and training, configured for a different job.
See it running on your own numbers
A live walkthrough with your data and your workflow — no obligation, no jargon.
Software guides from our CAs and CSs
Start with the buyer’s guide to loan and society management software, then read on:
- Home Loan Software: Disbursement and Document Tracking
- Property Mortgage Loan Software Explained
- Legal, Valuation and Title Checks in Loan Software
- Collateral and Recovery for Mortgage Loans
- Home and Mortgage Loan Software Cost in India
Feature guides from our CAs and CSs
How the features work day to day, and what they change in the business:
- Loan Disbursement: Cash, Cheque and NEFT Payout Records
- Foreclosure, Part-Payment and Loan Restructuring
- Guarantor and Co-Applicant Management
- Mobile Apps for Collection and Customers in Loan Software
- Multi-Branch Loan and Society Software
- Audit Trail, User Roles and Security in Loan Software
- Reports and MIS: Daily, Monthly and Board Reports
- Backup, Cloud Hosting and Uptime for Loan Software