Lending Software
Education Loan Software
Sanction, disburse and recover education loans in one system — course-linked disbursement, moratorium handling, co-applicant and guarantor records, and repayment schedules that start when the course ends.
From₹5,000final price depends on scale and modules
Product walkthrough
25Features & modules
12Capability areas
CloudHosted & maintained
What it does
Built for the way education loans actually run
An education loan behaves differently from every other product on your books: money goes out in instalments over years, nothing comes back during the course, and there are two or three people on the file. This is set up for that.
Applicant, co-applicant and guarantor
- Keep all parties on one file
- Record income and relationship proof
- Track consent and signature status
Course and institution records
- Capture course, institution and duration
- Record fee structure and semester dates
- Attach admission and fee documents
Staged disbursement
- Release funds semester by semester
- Pay the institution directly or the borrower
- Post every tranche to the ledger
Moratorium handling
- Set the course period and grace period
- Accrue interest through the moratorium
- Start EMIs automatically when it ends
Repayment and follow-up
- Generate the EMI schedule after moratorium
- Automated reminders before each due date
- Track overdue accounts with ageing
Verification built in
- Aadhaar and PAN verification
- CIBIL score check and upload
- Bank statement analyser
Capabilities in detail
What each part actually does
Create and Manage Multiple Branches
- Open branch-wise accounts
- Generate detailed reports
- Manage disbursements with ease
Multiple User Control
- Create unlimited users
- Manage user rights
- Ensure secure access
Manage Multiple Deposit Types
- Saving accounts
- Fixed deposits
- Recurring deposits
- MIS accounts
Manage Multiple Loan Types
- Gold loans
- Property loans
- Loans against deposits
Customizable Print Forms
- Generate customizable forms
- Print receipts
- Create agreements
Statutory Compliance Reports
- Auto-generate RBI reports
- Follow Companies Act guidelines
Holiday Calendar & IP Binding
- Configure holiday calendars specific to branches
- Restrict logins to specific IP addresses
- Enhance data security during holidays
User Activity Logs
- Monitor activities performed by any user
- Improve accountability with detailed logs
- Detect and trace unauthorized actions
SMS Notifications
- Send automated alerts for account activities
- Notify customers about EMI deadlines
- Send personalized greetings for special occasions
Advanced Analytics
- Gain insights into performance metrics
- Create customizable dashboards
- Identify trends for better decision-making
Multi-Tier Access Control
- Define roles with specific access levels
- Secure sensitive data with tiered permissions
- Ensure compliance with organizational policies
Real-Time Notifications
- Get instant updates on key activities
- Reduce delays with actionable alerts
- Improve user engagement with timely prompts
Automation & verification
Built-in checks and integrations
Education Loan Software
Aadhar Card & Pan Card Verification
Cibil Score Check & Upload
Bank Statement Analyzer
Geo Tagging
Payment Gateway & QR Code Payment
C-Kyc Upload
IVR Calling & Tracking
Mobile App
Manage All Types Of Loan
Fully Online Cloud Based Software
SMS Email & Whatsapp Integration
Auto Chat Bot with AI
Getting started
From demo to go-live
1
Live demo
A walkthrough on your own scenarios, using your data and your workflow.
2
Configure
We set up your structure, roles and formats before you touch it.
3
Migrate your data
Existing records brought across and reconciled against your current books.
4
Train your team
Sessions for each role that will use the system day to day.
5
Go live
Cutover with support on hand, then ongoing help as you settle in.
Pricing
What it costs
Starting from
₹5,000
Final price depends on the size of your deployment and which modules you enable.
- Full platform access — every module listed above
- Configuration & data migration from your existing records
- Staff training for each role that uses the system
- Ongoing support after go-live
Questions
Frequently asked
Can the software handle disbursement directly to the college?
Yes. Disbursement can be recorded against the institution or the borrower, tranche by tranche, with each release posted to the ledger and a receipt or voucher printed for the file.
How long does implementation take?
Most deployments go live in two to four weeks. The timeline depends on how many branches you run, how clean your existing records are, and how much of your current format we have to reproduce. We give you a dated plan before you commit.
Can you move our existing data across?
Yes. Migration is part of the setup we handle — we bring your existing borrower, loan and ledger records across and reconcile them against your current books before you go live, so day one opens with balances you recognise.
Is it cloud-based or installed on our own server?
It runs in the cloud by default, so branches and field staff work off the same live data with nothing to install. If your policy requires an on-premise deployment, tell us at the demo and we will quote for it.
What happens after go-live?
Support continues after go-live — you are not handed a login and left with it. Staff training is done role by role during setup, and we stay available for the questions that only come up once real transactions start flowing.
More software
Other systems we build
Same platform, same setup and training, configured for a different job.
Get started
See it running on your own numbers
A live walkthrough with your data and your workflow — no obligation, no jargon.