Lending Software
Consumer Loan Software
Personal and consumer durable lending with a short sanction cycle — quick approval workflow, small-ticket EMI schedules, field collection and follow-up that keeps pace with the volume.
From₹5,000final price depends on scale and modules
Product walkthrough
25Features & modules
12Capability areas
CloudHosted & maintained
What it does
Built for high volume and short tenure
Consumer lending lives or dies on how fast a file moves and how well collection keeps up. The workflow is short by design and the collection side is where the detail sits.
Fast application intake
- Capture the applicant in one screen
- Attach documents against the file
- Move the file through approval levels
Quick sanction workflow
- Approval limits by role
- Sanction letters generated on approval
- Same-day disbursement to the ledger
Small-ticket EMI schedules
- Weekly, fortnightly or monthly instalments
- Short-tenure amortisation
- Reschedule without losing history
Field and online collection
- Collection through the agent app
- Branch counter and online payment
- Every receipt posts to the same ledger
Overdue and follow-up
- Overdue tracking with ageing
- Automated reminders by SMS
- Follow-up recorded against each account
Verification built in
- Aadhaar and PAN verification
- CIBIL score check and upload
- Payment gateway and QR code payment
Capabilities in detail
What each part actually does
Create and Manage Multiple Branches
- Open branch-wise accounts
- Generate detailed reports
- Manage disbursements with ease
Multiple User Control
- Create unlimited users
- Manage user rights
- Ensure secure access
Manage Multiple Deposit Types
- Saving accounts
- Fixed deposits
- Recurring deposits
- MIS accounts
Manage Multiple Loan Types
- Gold loans
- Property loans
- Loans against deposits
Customizable Print Forms
- Generate customizable forms
- Print receipts
- Create agreements
Statutory Compliance Reports
- Auto-generate RBI reports
- Follow Companies Act guidelines
Holiday Calendar & IP Binding
- Configure holiday calendars specific to branches
- Restrict logins to specific IP addresses
- Enhance data security during holidays
User Activity Logs
- Monitor activities performed by any user
- Improve accountability with detailed logs
- Detect and trace unauthorized actions
SMS Notifications
- Send automated alerts for account activities
- Notify customers about EMI deadlines
- Send personalized greetings for special occasions
Advanced Analytics
- Gain insights into performance metrics
- Create customizable dashboards
- Identify trends for better decision-making
Multi-Tier Access Control
- Define roles with specific access levels
- Secure sensitive data with tiered permissions
- Ensure compliance with organizational policies
Real-Time Notifications
- Get instant updates on key activities
- Reduce delays with actionable alerts
- Improve user engagement with timely prompts
Automation & verification
Built-in checks and integrations
Consumer Loan Software
Aadhar Card & Pan Card Verification
Cibil Score Check & Upload
Bank Statement Analyzer
Geo Tagging
Payment Gateway & QR Code Payment
C-Kyc Upload
IVR Calling & Tracking
Mobile App
Manage All Types Of Loan
Fully Online Cloud Based Software
SMS Email & Whatsapp Integration
Auto Chat Bot with AI
Getting started
From demo to go-live
1
Live demo
A walkthrough on your own scenarios, using your data and your workflow.
2
Configure
We set up your structure, roles and formats before you touch it.
3
Migrate your data
Existing records brought across and reconciled against your current books.
4
Train your team
Sessions for each role that will use the system day to day.
5
Go live
Cutover with support on hand, then ongoing help as you settle in.
Pricing
What it costs
Starting from
₹5,000
Final price depends on the size of your deployment and which modules you enable.
- Full platform access — every module listed above
- Configuration & data migration from your existing records
- Staff training for each role that uses the system
- Ongoing support after go-live
Questions
Frequently asked
Can it handle weekly or fortnightly instalments, not just monthly?
Yes. Instalment frequency is set per scheme, so weekly, fortnightly and monthly products can run side by side on the same book.
How long does implementation take?
Most deployments go live in two to four weeks. The timeline depends on how many branches you run, how clean your existing records are, and how much of your current format we have to reproduce. We give you a dated plan before you commit.
Can you move our existing data across?
Yes. Migration is part of the setup we handle — we bring your existing borrower, loan and ledger records across and reconcile them against your current books before you go live, so day one opens with balances you recognise.
Is it cloud-based or installed on our own server?
It runs in the cloud by default, so branches and field staff work off the same live data with nothing to install. If your policy requires an on-premise deployment, tell us at the demo and we will quote for it.
What happens after go-live?
Support continues after go-live — you are not handed a login and left with it. Staff training is done role by role during setup, and we stay available for the questions that only come up once real transactions start flowing.
More software
Other systems we build
Same platform, same setup and training, configured for a different job.
Get started
See it running on your own numbers
A live walkthrough with your data and your workflow — no obligation, no jargon.
Software guides from our CAs and CSs
Start with the buyer’s guide to loan and society management software, then read on:
- Consumer Loan Software: What It Needs to Do
- Consumer Loan EMI and Scoring in Software
- Consumer Loan Software Cost in India
Feature guides from our CAs and CSs
How the features work day to day, and what they change in the business:
- Flat vs Reducing Balance Interest in Loan Software
- SMS, WhatsApp and Email Alerts for Due Dates and Receipts
- Loan Application and Approval Workflow in Loan Software
- Lead and Enquiry Tracking for Lenders
- Mobile Apps for Collection and Customers in Loan Software
- Multi-Branch Loan and Society Software
- Audit Trail, User Roles and Security in Loan Software
- Reports and MIS: Daily, Monthly and Board Reports
- Backup, Cloud Hosting and Uptime for Loan Software