Nidhi Software

Nidhi Management Software

Members, deposits, loans and statutory reporting for your Nidhi company in one system — with branch controls, an agent collection app, and the payment rails your members already use.

Cloud-basedMulti-branch3 mobile appsUPI · NEFT · IMPSNACH & e-Mandate
From₹10,000final price depends on scale and modules

Product walkthrough

39Features & modules
12Capability areas
3 appsMobile access
CloudHosted & maintained
Core modules

What it does

01

AEPS Facility

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Capabilities in detail

What each part actually does

Create and Manage Multiple Branches

  • Open branch-wise accounts
  • Generate detailed reports
  • Manage disbursements with ease

Multiple User Control

  • Create unlimited users
  • Manage user rights
  • Ensure secure access

Manage Multiple Deposit Types

  • Saving accounts
  • Fixed deposits
  • Recurring deposits
  • MIS accounts

Manage Multiple Loan Types

  • Gold loans
  • Property loans
  • Loans against deposits

Customizable Print Forms

  • Generate customizable forms
  • Print receipts
  • Create agreements

Statutory Compliance Reports

  • Auto-generate RBI reports
  • Follow Companies Act guidelines

Holiday Calendar & IP Binding

  • Configure holiday calendars specific to branches
  • Restrict logins to specific IP addresses
  • Enhance data security during holidays

User Activity Logs

  • Monitor activities performed by any user
  • Improve accountability with detailed logs
  • Detect and trace unauthorized actions

SMS Notifications

  • Send automated alerts for account activities
  • Notify customers about EMI deadlines
  • Send personalized greetings for special occasions

Advanced Analytics

  • Gain insights into performance metrics
  • Create customizable dashboards
  • Identify trends for better decision-making

Multi-Tier Access Control

  • Define roles with specific access levels
  • Secure sensitive data with tiered permissions
  • Ensure compliance with organizational policies

Real-Time Notifications

  • Get instant updates on key activities
  • Reduce delays with actionable alerts
  • Improve user engagement with timely prompts
Included

Everything in the platform

Member And Share Management
Deposite management
Loan And advance
Business Report
Admin Branch, Employee & Agent Login
Virtule IfSC Code Facility (IMPS, NEFT, UPI, Payment)
NACH Facility
Debit and Credit Card Management
E-Mandate
CIBIL
Android App
Collection App
BBPS Facility
Automation & verification

Built-in checks and integrations

Nidhi Management Software
Aadhar Card & Pan Card Verification
Cibil Score Check & Upload
Bank Statement Analyzer
Geo Tagging
Payment Gateway & QR Code Payment
C-Kyc Upload
IVR Calling & Tracking
Mobile App
Manage All Types Of Loan
Fully Online Cloud Based Software
SMS Email & Whatsapp Integration
Auto Chat Bot with AI
Mobile

Apps included

Collection App

Our Collection App is built to simplify and automate the loan repayment process. It allows efficient tracking, monitoring, and managing of payments, ensuring timely collections and reducing the risk of late payments. The app provides loan agents with real-time data to follow up on pending payments, streamlining the collections process.

User App

The User App offers a seamless and intuitive platform for loan applicants. With user-friendly features, it allows easy loan application, real-time status updates, and document uploads. Applicants can track their progress and receive notifications at every step, making the process fast, transparent, and hassle-free.

Member App

The Member/Customer App allows users to easily track loan status, manage repayments, upload documents securely, and receive timely notifications. It offers a seamless, secure, and convenient way to manage loans on-the-go.

Getting started

From demo to go-live

1

Live demo

A walkthrough on your own scenarios, using your data and your workflow.

2

Configure

We set up your structure, roles and formats before you touch it.

3

Migrate your data

Existing records brought across and reconciled against your current books.

4

Train your team

Sessions for each role that will use the system day to day.

5

Go live

Cutover with support on hand, then ongoing help as you settle in.

Pricing

What it costs

Starting from
₹10,000
Final price depends on the size of your deployment and which modules you enable.
  • Full platform access — every module listed above
  • Configuration & data migration from your existing records
  • Staff training for each role that uses the system
  • Ongoing support after go-live
Questions

Frequently asked

Does it generate the statutory returns a Nidhi has to file?
Yes. RBI reports and Companies Act filings are generated from the same ledger the branches post to, so the numbers on the return match the day book.
How long does implementation take?
Most deployments go live in two to four weeks. The timeline depends on how many branches you run, how clean your existing records are, and how much of your current format we have to reproduce. We give you a dated plan before you commit.
Can you move our existing data across?
Yes. Migration is part of the setup we handle — we bring your existing records across and reconcile them against what you have now, so day one opens with figures you recognise.
Is it cloud-based or installed on our own server?
It runs in the cloud by default, so every branch and every user works off the same live data with nothing to install. If your policy requires an on-premise deployment, tell us at the demo and we will quote for it.
Do you train our staff?
Yes. Training is done role by role during setup, and support continues after go-live — you are not handed a login and left with it.
More software

Other systems we build

Same platform, same setup and training, configured for a different job.

Get started

See it running on your own numbers

A live walkthrough with your data and your workflow — no obligation, no jargon.