Core Banking System
A single core for the whole institution — CASA and term deposits, the full lending book, branch operations, and the day book, trial balance and statutory reports that come off one ledger.
Product walkthrough
One core, every branch, one set of books
A core banking system is not a collection of modules bolted together. Deposits, lending, collection and accounting post to the same ledger, so the day book at close is the whole institution, not a branch view.
CASA and deposits
- Savings and current accounts
- Fixed, recurring and MIS deposits
- Interest slabs, maturity and TDS
The lending book
- Every loan product on one core
- Sanction, disbursement and schedules
- Overdue tracking and penal interest
Branch operations
- Open branch-wise accounts
- Day-end and day-begin controls
- Customisable print forms and receipts
Accounting and reports
- Day book and trial balance
- P&L and balance sheet
- Member, account and loan ledgers
Controls and security
- Multi-tier access control
- User activity logs
- Holiday calendar and IP binding
Payments and verification
- UPI, NEFT and IMPS
- Payment gateway and QR code payment
- Aadhaar and PAN verification
What each part actually does
Create and Manage Multiple Branches
- Open branch-wise accounts
- Generate detailed reports
- Manage disbursements with ease
Multiple User Control
- Create unlimited users
- Manage user rights
- Ensure secure access
Manage Multiple Deposit Types
- Saving accounts
- Fixed deposits
- Recurring deposits
- MIS accounts
Manage Multiple Loan Types
- Gold loans
- Property loans
- Loans against deposits
Customizable Print Forms
- Generate customizable forms
- Print receipts
- Create agreements
Statutory Compliance Reports
- Auto-generate RBI reports
- Follow Companies Act guidelines
Holiday Calendar & IP Binding
- Configure holiday calendars specific to branches
- Restrict logins to specific IP addresses
- Enhance data security during holidays
User Activity Logs
- Monitor activities performed by any user
- Improve accountability with detailed logs
- Detect and trace unauthorized actions
SMS Notifications
- Send automated alerts for account activities
- Notify customers about EMI deadlines
- Send personalized greetings for special occasions
Advanced Analytics
- Gain insights into performance metrics
- Create customizable dashboards
- Identify trends for better decision-making
Multi-Tier Access Control
- Define roles with specific access levels
- Secure sensitive data with tiered permissions
- Ensure compliance with organizational policies
Real-Time Notifications
- Get instant updates on key activities
- Reduce delays with actionable alerts
- Improve user engagement with timely prompts
Built-in checks and integrations
From demo to go-live
Live demo
A walkthrough on your own scenarios, using your data and your workflow.
Configure
We set up your structure, roles and formats before you touch it.
Migrate your data
Existing records brought across and reconciled against your current books.
Train your team
Sessions for each role that will use the system day to day.
Go live
Cutover with support on hand, then ongoing help as you settle in.
What it costs
- Full platform access — every module listed above
- Configuration & data migration from your existing records
- Staff training for each role that uses the system
- Ongoing support after go-live
Frequently asked
Can it run several loan products and deposit types on the same core?
How long does implementation take?
Can you move our existing data across?
Is it cloud-based or installed on our own server?
What happens after go-live?
Other systems we build
Same platform, same setup and training, configured for a different job.
See it running on your own numbers
A live walkthrough with your data and your workflow — no obligation, no jargon.
Software guides from our CAs and CSs
Start with the buyer’s guide to loan and society management software, then read on:
- Core Banking Software for Societies and Nidhis
- Core Banking vs Loan Management Software
- Core Banking Modules: Deposits, Loans and General Ledger
- Migrating to Core Banking Software Without Losing Data
- Core Banking Software Cost in India
Feature guides from our CAs and CSs
How the features work day to day, and what they change in the business:
- Day Begin, Day End and Cash Book Features
- Maker-Checker Approvals and Voucher Authorisation
- Accounting in Loan Software: Ledgers, Trial Balance and Balance Sheet
- TDS on Interest and Statutory Reports
- Accounting, Tally and GST Integration in Loan Software
- Business Dashboard: Collection Efficiency and Portfolio at Risk
- Mobile Apps for Collection and Customers in Loan Software
- Multi-Branch Loan and Society Software
- Audit Trail, User Roles and Security in Loan Software
- Reports and MIS: Daily, Monthly and Board Reports
- Backup, Cloud Hosting and Uptime for Loan Software