October 7, 2026
Loan Rules for Nidhi Companies: What They Can Lend Against
The nidhi company loan rules are where a Nidhi earns its income and where most inspection queries land. A Nidhi may lend to its members only, against acceptable…
Insights
Blogs
Browse guides by topic
- Company registration & filings
- Tax & GST
- Trademark, patent & IP
- Legal drafting & agreements
- NBFC, Nidhi & finance licences
- Audit & accounts
- Import, export & trade bodies
- ISO, BIS & certifications
- Environment & waste approvals
- Food, drug & medical licences
- Labour & HR compliance
- Other licences & approvals
- Full sitemap of all guides
October 7, 2026
Deposit Rules for Nidhi Companies: Limits and the 1:20 Ratio
The nidhi company deposit rules decide how much money a Nidhi can safely hold, from whom, and for how long. Get them wrong and the Registrar can come…
October 7, 2026
Who Can Be a Member of a Nidhi Company
Nidhi company members eligibility matters more than most promoters expect, because a Nidhi may take deposits from and lend to its own members and nobody else. If you…
October 7, 2026
How to Choose Nidhi Management Software
Choosing nidhi management software is easier once you remember that a Nidhi is a rule-bound company, not an ordinary lender. The software has to keep you inside the…
October 7, 2026
EMI, Repossession and Recovery in Vehicle Loan Software
Vehicle loan recovery software is what a finance office reaches for when the overdue list on the wall stops matching what the field team says. A two-wheeler or…
October 7, 2026
Nidhi Company Under the Companies Act 2013 (Section 406)
A Nidhi company under the Companies Act 2013 is still a company first. Section 406 gives it a special status and the Nidhi Rules, 2014 supply the special…
October 7, 2026
Nidhi Act and Nidhi Rules 2014 Explained
If you search for the Nidhi Act, you will not find a standalone statute by that name. The nidhi company act, in practice, is Section 406 of the…
October 7, 2026
Nidhi Company Incorporation: Name, MOA and AOA Clauses
Nidhi company incorporation is decided largely by three documents: the name you pick, the memorandum (MOA) and the articles (AOA). Get them wrong and the Nidhi Rules will…
October 7, 2026
How Long Nidhi Registration Takes, From Incorporation to NDH-4
People ask how long Nidhi company registration takes and expect one number. There are really two stages with two different clocks, and the second one is the one…
October 7, 2026
Capital Needed to Start a Nidhi Company
The nidhi company capital requirement is the first number every promoter asks about, and it is really two numbers: the paid-up capital you need to incorporate, and the…