October 7, 2026 · Guides

Nidhi Company Registration Cost and Charges

The nidhi company registration cost is not one number. It is a set of items, some of which you pay to the government, some to professionals, and one large one, the share capital, which is not a cost at all because it stays in the company. We do not quote exact government fees here because they change, but we can show you what to budget for. For the process these costs sit inside, see our Nidhi company registration guide.

In this guide

What makes up the charges
Capital is not a cost, but you need it
How timing affects the budget
Costs after registration
Getting a proper quote
FAQs

What makes up the charges

Think of cost of nidhi company registration in four buckets.

Government fees: MCA filing fees for SPICe+, e-MOA and e-AOA, and for NDH-4, plus stamp duty on the MOA and AOA, which varies by state.
Digital signature certificates for the directors and signatories.
Professional fees for incorporation, NDH-4, and the post-incorporation set-up.
Running costs from day one: office, accounting, audit and software.

Check the current MCA fee schedule and your state stamp duty before you fix a budget. For our fees, ask us for a quote.

Capital is not a cost, but you need it

A Nidhi needs minimum paid-up equity share capital of Rs 10 lakh. At NDH-4 stage it also needs net owned funds of Rs 20 lakh and 200 members. That money sits in the company, but it must be arranged in advance. In practice it is the biggest cash requirement of the whole exercise. We cover this in detail in capital needed to start a Nidhi company.

How timing affects the budget

NDH-4 has to be filed within 120 days of incorporation. A delay means extra months of office rent and salaries with no deposit business to pay for them. A realistic plan for time is in how long Nidhi registration takes, and the steps are in the registration process.

Costs after registration

Item	How often
Statutory audit and AGM	Yearly
AOC-4 and MGT-7/7A filings	Yearly
NDH-3 half-yearly return	Twice a year
NDH-1 return	Yearly
Director KYC	Yearly

The full list sits in our Nidhi annual compliance checklist. A good deposit and loan system also takes a budget line. See how to choose Nidhi management software.

Getting a proper quote

When you ask any professional for a quote, ask what is included: name reservation, incorporation, NDH-4, bank help, INC-20A and the first year of compliance. Compare like with like. Ask us for a quote through our Nidhi company registration service page and we will list what is covered.

Need help with your Nidhi company? See our Nidhi company registration service, call +91 93117 95484, or write to mail@taxhint.in. If you are also weighing software, our Nidhi management software page explains what it covers.

FAQs

How much does Nidhi company registration cost?

It depends on government fees, stamp duty in your state, DSCs and professional fees, and these change. Ask us for a quote and check the current MCA fee schedule for the government portion.

Is the Rs 10 lakh capital part of the registration cost?

No. It is paid-up share capital that stays in the company. You need to arrange it before incorporation, though, so include it in your fund plan.

Are there charges for NDH-4 as well?

Yes, there is an MCA filing fee for NDH-4 and a professional fee for preparing it. Confirm the current fee on the MCA portal.

Which costs come back after registration?

Audit, annual filings, half-yearly NDH-3 returns and software or accounting costs come every year. Budget for them from the first year, not after the declaration arrives.